Paper Social Security Checks Ending September 30th, 2025
If you currently receive your Social Security or SSI benefits by paper check, it’s important to know that after September 30, 2025, paper checks will no longer be issued. From that date forward, all benefits will only be delivered electronically, either through direct deposit to a bank account or onto a prepaid Direct Express debit card. While the Social Security Administration (SSA) points to cost savings and fraud prevention as reasons for this change, many advocates are raising serious concerns about how it will affect people with disabilities, older adults, and others who rely on paper checks. For many, paper checks are not just a payment method — they are a trusted, accessible, and familiar lifeline. Here are some of the biggest concerns experts have raised: Loss of Access: Not everyone has a bank account, smartphone, or internet connection. Without those, electronic-only payments can be very difficult to manage. Digital Divide: People living with disabilities or without stable ho...